Talking About Loan Acquisition and Payoff Strategies

Five Things To Do Before Applying For A Mortgage

Applying for mortgage preapproval is one of the first big steps of buying a home. However, it should not be the first step. Before you march on down to your local bank and put in your mortgage application, here are five things you'll want to take care of. 1. Get the lowdown on your loans. When deciding how much money you can afford to borrow, you and the bank will need to consider not only your income and monthly expenses but also how much money you already owe to various lenders.   Read More...

Should You Post Bail For A Friend?

It's the middle of the night. Your phone rings, and it's a friend on the line. They're asking you to post bail for them so they can leave jail until their hearing date. What should you say? While some people would tell you that posting bail for a friend is always the right thing to do, this is not necessarily the case. You don't want to post bail only to have your friend flee before court—because then you won't get your bail money back.   Read More...

3 Mortgage Tips For First-Time Home Buyers With Bad Credit

Thinking of buying your first home? Worried that past credit mistakes will prove to be a big problem? You're not alone. It's not hard to get in credit trouble. If you suffer a financial crisis like unemployment or a costly health problem, you could fall behind on payments. Those issues could hurt your credit score and haunt you for years, especially when it comes to major purchases like a new home.   Read More...

Why Use A Bail Bond To Give Someone Early Release From Jail

If someone you know has ended up in jail, you may have received a phone call asking to help them get out by posting bail. The dilemma of figuring out what to do can be pretty tough, which is why it helps to know some reasons to use a bail bond to assist your friend or family member in this tough time. Posting Bail Means They'll Spend Fewer Days In Jail   Read More...

Tips For Buying A Home With Bad Credit

Just because you have experienced financial problems in the past does not mean that you should allow them to continue to haunt you to the point that you do not buy a house for yourself. However, if you are still dealing with the bad credit score from those past financial errors, you might be worried that you will not be able to find a lender to approve a loan for you.   Read More...