Hi everyone, my name is Brad Sonus. I would like to share my experiences with obtaining and paying off a loan from the bank. The loan acquisition process requires the use of income information from as far back as five years. Furthermore, you must provide an immense amount of contact information, including your parents' address and phone number. If the loan goes into default, the bank wants to contact you in any way possible to set up a payment plan. I will share information about loan options, including applicable interest rates and early payoff fees. My site will also provide facts about other fees associated with loans. I will talk about payoff strategies you can use to pay back money owed to the bank. Thank you.